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It's Time for Motorcycles and Boats to come out to play
The sunshine has forced some people to take their Motorcycles and Boats out of storage early.
There’s a few things you need to double check BEFORE you start to play with your toys:
* Verify that your registration is active
* Verify that your insurance policy is active
* Verify the coverages and limits on your insurance policy
* Do a safety check of the motorcycle or boat before you take it out
Please contact our office to go over your current coverages or to obtain a quote.
We’re ALWAYS happy to help you!
Oxford Insurance Agency : www.oxfordinsurance.com or 1-800-351-5130 .
Hurricane Irene's On Her Way - Are You Ready?
As of 5 a.m. Eastern time, Irene was 420 miles from Cape Hatteras, N.C., with sustained winds of 110 mph, making it a Category 2 hurricane, according to a National Hurricane Center bulletin issued early today.
The Massachusetts Emergency Management Agency (MEMA) urges homes to make disaster supply kits:
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Nonperishable foods
- Canned meats and fish
- Canned fruits and vegetables
- Canned soups and puddings
- Canned fruit juices
- Dried fruit and nuts
- Bread, cookies and crackers
- Peanut butter and jelly
- Coffee and tea
- Manual can opener
- Bottled water (1 gallon per person/per day)
- Prescription medication (2 week supply)
- Extra eyeglasses
- Pet food/supplies
- Water purification tablets (halazone)
- Disposable plates, cups, and utensils
- Disposable diapers
- Baby wipes
- Baby food
- Formula
- First aid supplies
- Masking and duct tape
- Flashlight or lantern, with extra batteries
- Battery operated radio, with extra batteries
- Watch or battery operated clock
- Ice chest
- Matches
- Canned heat (sterno)
- Portable outdoor camping stove or grill with fuel supply
- A certain amount of cash
- Important documents (Such as wills, deeds, prescriptions, passports, birth certificates, health record, proof of address, Social Security number)
- Plastic trash bags
- Plastic sheeting or tarp
- Chlorinated bleach
- Personal hygiene items
Other useful items:
- Work gloves
- Sun lotion
- Insect repellent
- Hammer
- Screwdriver
- Pliers
- Wrenches
- Handsaw
- Razor knife
- Ax or chainsaw
- Rope caulking
- Nails and screws
- Rope and wire
- Broom, mop and bucket
- All-purpose cleaner
- Ladder
- Sandbags
- Portable generator
- Tree pruner
- Shovel, rake and wheelbarrow
- Sheets of plywood
Items To Consider Taking To A Shelter
- Take along blankets, sleeping bags, pillows and towels.
- Take along any necessary medications as well as personal hygiene items including: soap, a toothbrush and toothpaste.
- Remember that alcoholic beverages, and weapons are not allowed at evacuation shelters.
- Remember not all shelters accept pets. If the shelter you will be using does, be sure to bring supplies for your pet including: a crate or carrier, food, toys to keep them occupied and medical records. Your towns requirements may vary, so be sure to find out exactly what you will need well ahead of time.
All of us here at Oxford Insurance want you to be prepared and SAFE !
Please visit our virtual insurance agency at www.oxfordinsurance.com or contact us at 1-800-351-5130.
Sources: http://latimesblogs.latimes.com/nationnow/2011/08/hurricane_irene_closer.html
http://www.myfoxboston.com/dpp/weather/hurricane-safety-tips-20110824
Earhquake Coverage
Did you know that Earthquake coverage is not covered on the standard homeowner policy?
Earthquake coverage is excluded from your policy, unless you have purchased the endorsement to add the coverage to your policy, for an additional premium.
Normally, most of us wouldn't even think about purchasing earthquake coverage. But on August 23, 2011, an earthquake centered in Virginia shook the Eastern Seaboard.
It was felt as a rumble leasting several seconds in our area and in Boston.
The US Geological Survey said the earthquake measured 5.8 on the Richter scale and was centered 83 miles southwest of Washington, D.C.
If you're interested in purchasing earthquake coverage, please feel free to contact our office at # 1-800-351-5130, or visit our virtual insurance office at www.oxfordinsurance.com.
Safety Tips for Safe Backyard Grilling
The onset of summer brings with it many things - leisurely vacation and travel time, a much-anticipated wedding, celebratory cookouts, jet skis and boating - whatever perks the season may bring your way, it's important to remember the accompanying insurance risks. There are dozens of risk exposures associated with some of our beloved summer pastimes, but one of the most common and frequently overlooked is an American favorite-barbeque. Did you know that each year Americans enjoy more than 3 billion barbeques? According to the National Fire Prevention Association (NFPA), U.S. fire departments have responded to an average of 7,900 home fires involving grills, hibachis or barbeque pits; each year. On average, these summertime fires have resulted in an upwards of 120 injuries-in addition to causing an average of $80 million in property damage. But, despite the risks involved we love to take part in summer grilling.so what can you do to avoid running into trouble? The following are some of the most important safety tips to help you maintain a risk-free barbeque, whether you prefer gas or charcoal grilling: . Always place your grill on a level surface at least 10 feet away from all other objects or structures such as your house, garage, landscaping, etc. For further barbeque safety tips, check out the NFPA's instructional grilling video, aimed at making your barbeque experience as safe - and enjoyable - as possible! All of us at Oxford Insurance Agency, Inc. hope enjoy your summer-whether you are simply grilling up a dinner for two or are hosting a large family cookout; keep these summertime barbeque tips in mind! Please visit our virtual insurance agency at www.oxfordinsurance.com or contact us at 1-800-351-5130. |
Identity Protection-Tips
- Use a PIN-based ATM card instead of a debit card.
- Leave checkbook, debits cards and all but two credit cards at home.
- Closely watch who has your credit cards and for how long.
- Frequently check credit and bank account activity on a secure computer or by phone.
- Tell banks and credit card companies about travel plans, and give them your cell phone number in case they notice unusual charges.
- Don't access personal or financial information on public computers and, when using your own laptop, make sure the wireless system you're using is legitimate and secure.
- Use a hotel safe when available. Assume your locked hotel door will never be "locked." Many people you don't know have access to your hotel room.
- Never leave personal information in a rental car.
- Never share specific vacation plans on social networking sites.
Oxford Insurance wants you to enjoy your summer vacation !
Please visit our virtual insurance agency at www.oxfordinsurance.com or contact us at 1-800-351-5130.
Boat Insurance ~ Make sure you're covered
Maybe you use your boat to go fishing, or maybe you like to cruise around the lake tubing and water skiing. Whatever you use your boat for, you need to make sure that you have the right boat insurance coverage protecting you and your friends.
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Make sure you know the boating laws and requirements of the area.
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Make sure you have enough life jackets.
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Is your boat registration active?
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Is the boat trailer registration active?
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Have you called to make sure you have the appropriate coverage for your boat?
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Do you have enough fuel for your trip?
Oxford Insurance is here for you - We'll go over your current coverages or get you a quote for coverage.
We want you to enjoy yourself, so make sure you're covered before you go in the water.
Please visit our virtual insurance agency at www.oxfordinsurance.com or contact us at 1-800-351-5130.
Source: www.maininsuranceblog.com
Thunder and Lightning Storms
Mother Nature has been keeping us busy here in Massachusetts. Weather in unpredictable.
Do you know the difference between a severe thunderstorm watch and a severe thunderstorm warning?
A severe thunderstorm watch tells you when and where thunderstorms are likely to occur. Watch the sky and stay tuned to the radio or television for information.
A severe thunderstorm warning is when severe weather has been reported by spotters or indicated by radar. Warnings indicate imminent danger to life and property to those in the path of the storm.
Thunder and Lightning Storm Tips:
- Avoid contact with corded phones (Cordless and cell phones are safe to use).
- Avoid contact with electrical equipment. If you plan to unplug electrical equipment, do it well before the storm arrives.
- Avoid contact with plumbing.
- Stay away from windows and doors, and stay off porches.
- Do not lie on concrete floors and do not lean against concrete walls.
Remember, "If the thunder roars, go indoors" because no place outside is safe when lightning is in the area.
Oxford Insurance Agency wants everyone to stay indoors for at lease 30 minutes after you hear the last clap of thunder.
Be Prepared ~ Be Careful ~ Stay Safe!
Please visit our virtual insurance agency at: www.oxfordinsurance.com, stop by one of our two locations, or give us a call at (800) 351-5130.
Source: www.fema.gov/hazard/thunderstorm
Happy Memorial Day
Memorial Day often marks the start of the summer vacation season, and Labor Day its end.
Begun as a ritual of remembrance and reconciliation after the civil war, by the early 20th century, Memorial Day was an occasion for more general expressions of memory, as ordinary people visited the graves of their deceased relatives, whether they had served in the military or not.
Happy Memorial Day from all of us at Oxford Insurance Agency.
Spring Cleaning Your Furnace
Winter is finally over . . . It's Spring Cleaning Time !
You should always have your furnace cleaned once a year to ensure it's working properly. Most of us have our systems cleaned in the late fall or early winter.
Did you know, any companies offer discounts for cleaning your furnace system during the spring and summer months.
Call your local oil company / furnace company to see if they have reduced rates.
Oxford Insurance Agency is here for all of your insurance needs. Feel free to contact us at any time.
